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Visa Provisioning Service: A Technical Overview for 2026 Payment Ecosystems

"The term visa provisioning service refers to the secure, backend infrastructure that enables the digital transformation of physical payment credentials into tokenized assets for mobile wallets and wearable devices. This process facilitates secure transactions through near-field communication (NFC) protocols, ensuring that primary account numbers (PAN) are never exposed to merchants during digital payments. Understanding the Tokenization Lifecycle in 2026 Modern payment security relies on the abstraction of sensitive data. When a user adds a credit or debit card to a digital wallet, the visa provisioning service acts as the bridge between the..."

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