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Comprehensive Guide to 2026 OTC Card Benefits: What You Can Purchase and How to Maximize Your Coverage
"For the purpose of this guide, the term OTC Card refers exclusively to the Over-the-Counter (OTC) benefit cards issued as part of 2026 Medicare Advantage (Part C) plans, which allow beneficiaries to purchase eligible health-related items without a prescription. Navigating the complexities of Medicare Advantage (MA) OTC benefits in 2026 requires understanding that coverage is strictly governed by the Summary of Benefits (SOB) provided by your specific plan sponsor. Unlike standard health insurance, where provider networks dictate clinical care, OTC benefits function as a restricted-use debit account. The CMS (Centers for Medicare & Medicaid Se..."
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